Insurance adjusters thrive off the confusion and misery that accidents cause in people’s lives. The adjuster’s job is to make the insurance company more money by paying less money to injured people who deserve it. They do this by taking advantage of any instances where an accident victim does not have proof of damages or injuries. We know that’s not fair, so we’ve put together some ways that accident victims can show proof of their injuries and beat the insurance adjusters at their own game. And, when you decide you need a car accident lawyer in Perth Amboy NJ, contact us.


Make observations of the car accident, which should explain for the attorneyobservation

Identify the witnesses so there will be someone to support your case if it goes to court. Write down their names and addresses and interview them. Ask them what they saw and make a note of phrases they used like “slammed into,” “plowed,” “speeding,” or “he ran the red light.” Beware of insurance representatives at the accident scene. It has been rumored that some insurance companies send adjusters to accident scenes in order to catch people off guard with incriminating questions or to have them sign away any rights they may have to future compensation.

See A Doctor Immediately After the Car Accident, 

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Schedule an appointment with your own doctor as soon as possible after the accident. Don’t let the insurance adjuster choose a doctor for you. You have the right to use a doctor of your choice. See a doctor immediately. Although you may feel fine now or think your injuries aren’t very serious, symptoms such as the following can appear days after the accident:

  • Pain.
  • Discomfort.
  • Dizziness.
  • Numbness.

Getting medical attention quickly isn’t just the best thing for your health; it also strengthens your personal injury claim.

If you wait several days or weeks after the accident to seek medical attention, it will be harder to prove that your injuries were the result of the car crash.

Take Pictures Of the car accident scene and personal injuries

Take pictures of your vehicle as soon as possible after the accident. When the adjuster asks for proof of the accident, it is difficult to dispute a picture taken of your car at the accident scene. Pictures of the damage will help tell your story. If possible, take pictures of the other cars involved in the accident as well. These pictures could help supply information about the severity of the impact associated with your accident. Take pictures of your injuries before they heal. In many cases, the seat belt strap will bruise you across your shoulder and chest, but after several weeks those bruises heal. Months later, when the insurance adjuster is arguing that the crash was not very significant, pictures of your bruises and other injuries will help solidify your claim of injury.

  • Do give the other driver(s) your name, address, phone number, and vehicle registration number. If you’ve collided with a parked car attach a note with this information to that vehicle. If you simply leave, you may be committing a ‘hit and run’ crime.
  • Do write down the particulars of the other driver(s) involved.
  • Do write down the statements and particulars of any witnesses.
  • Do sketch and write down what happened.
  • Do ask the investigating officer where you’ll be able to obtain a copy of the accident report that will be filed. You might want a copy for insurance purposes.


We offer the following suggestions  to help you help us obtain a fair settlement of your claim on be properly prepared for trial if need it:

1. Follow Your Doctor’s Orders

It’s important that you follow all your doctor’s instructions. Keep all scheduled appointments. Return to your health care providers as often as necessary. Update your lawyer immediately if you see new or additional doctors or other health care providers. Their names, addresses and phone numbers are very important.

2. Keep A Diary

You might want to keep a daily or weekly diary of your injuries, treatment and progress. Your decision regarding this might be determined by the nature and severity of your particular injury. Such a diary might include the manner in which the accident affected your life; the frequency of pain and suffering and which parts of your body are affected; the types of pain such as “throbbing”, “stabbing” or “burning” sensation; and the types of medication taken, as well as the results obtained.  

3. To Whom Are You Speaking?

Let your attorney talk for you. Avoid discussing your accident with anyone except your attorney. Your own insurer may desire to take your statement. If you are made aware of this desire, immediately notify your lawyer’s office. Never speak to the other party’s insurer. If asked, call your attorney immediately.

4. Keep All Evidence

Keep your prescription receipts, ambulance, hospital and medical bills, property damage estimates, and other evidence of your accident. If you keep a diary, log mileage incurred in obtaining your treatment. Otherwise, you might simply log your treatment, the date, and the office to which you traveled for treatment. Generally, keep a notation of the time you lose from work. If this time only amounts to a couple of days, further proof of loss (income tax returns for wage loss verification from the employer) may not be required.


If you come upon or receive any new information concerning the accident (additional witnesses, etc.), immediately inform your lawyer’s office. If you have taken any photographs, be sure to give them to your lawyer.

  • Do notify your insurance company of the accident. They will supply you with their claim forms.
  • Do begin keeping accurate records of any time you take off work because of this accident. (See Recovering Lost Wages.)
  • Do write Down Your Observations.
  • Do keep notes about your injuries. In 6 or 7 months, you might forget how it hurt just to get dressed, and the adjuster will try to make it seem like any description you give is an exaggeration. Write down your pain medications. These kinds of written documents can be very valuable when presenting your claim to the insurance adjuster or to a judge and jury in court.
  • Do keep Records of Expenses.
The adjuster will ask for proof of anything you claim as an expense. Be sure you keep receipts for prescriptions and household services such as lawn mowing, getting someone to cook for you, car rentals, and so forth. Keep each of those receipts so you can document every tough law firm on your side. Don’t go it alone.

Most Importantly

Consult an experienced car accident lawyer in Perth Amboy NJ at The Law Office of Karim Arzadi. We advocate for our client’s full financial recovery through detailed, meticulous preparation for trial. If you have been injured in a car accident, please Contact our firm to discuss your case. The Insurance Research Institute has found that, on an average, injured people who use a lawyer receive three and a half times more money than those who do not! The bottom line is that insurance adjusters are not on your side. Their goal is to save the insurance company money by giving you as little as possible. That is why you will need a team of experienced lawyers such as the The Law Office of Karim Arzadi.

Here’s Why You Need a Lawyer When You’re Hurt in a Car Accident

If you’ve been hurt in a car accident, you probably have a lot going through your mind. First, there’s the pain and trauma of your injuries. Then, there’s the cost of paying your medical bills, repairing or replacing your damaged car, and providing for your family during and after your recuperation. If you’ve been injured so badly that you can no longer work, that just makes things all the more unbearable.

When you’ve been hurt in a car accident, it’s not a great idea to try to take on the insurance company by yourself, especially if you’ve been badly hurt. Insurance companies have deep pockets and lots of lawyers of their own. When you’re in pain, coping with your injuries and struggling to recover and get your life back on track, you’re not in the right frame of mind to tackle fighting with an insurance company.

That’s where our car accident lawyer in Jersey City comes in. At the Law Offices of Karim Arzadi, we can intercede on your behalf to battle the insurance companies and their lawyers, getting you the compensation you and your family need and deserve. Personal injury attorneys that specialize in car accident cases have the expertise necessary to successfully litigate for the biggest possible payout for you and your family.

It’s extremely difficult, if not impossible, to focus on handling insurance claims when you’re trying to recover from a serious injury. Let a car accident attorney take care of your insurance claims and litigation, so you can focus on getting better. If you’ve suffered severe injuries and are facing mounting medical bills and the prospect of lost wages, you may have grounds for a lawsuit.

At a time like this, you don’t need to worry about where you’re going to get the money to pay medical bills or support your family. Let our attorneys help you get the money you need to cover the cost of your treatment and take care of your family’s needs, even if you can no longer work. Call the Law Offices of Karim Arzadi now to find out what we can do for you.


 Call The Law Offices of Karim Arzadi for a free consultation with a lawyer.

Our offices are conveniently located in Perth Amboy Jersey City, New BrunswickRoselle, and East Orange.

CONTACT  us by filling the online form or call our Main Office at 732-442 5900, 21-COURTLAW (212-687-8529)

or toll free 1-800-RITELAW (1-800-748-3529).

Our lawyers settled hundreds of  cases related to, Car accidentTruck accidentMotorcycle accidentPersonal InjuryTaxi Accident, Bus Accident, Uninsured accidentsPedestrian accident.

The Law Office of Karim Arzadi serve the people of the following communities:

Essex County:  Belleville, Bloomfield, Caldwell, Cedar Grove, East Orange, Essex Fells, Fairfield, Glen Ridge, Irvington, Livingston, Maplewood, Millburn, Montclair, Newark, North Caldwell, Nutley, Orange, Roseland, South Orange, Verona, West Caldwell, West Orange.

Hudson County:  Bayonne, East Newark, Guttenberg, Harrison, Hoboken, Jersey City, Kearny, North Bergen, Secaucus, Union City, Weehawken, West New York.

Middlesex County: Carteret, Cranbury, Dunellen, East Brunswick, Edison, Highland Park, Jamesburg, Metuchen, Middlesex Borough, Milltown, Monroe, New Brunswick, North Brunswick, Old Bridge, Perth Amboy, Piscataway, Plainsboro, Sayreville, South Amboy, South Brunswick, South Plainfield, South River, Spotswood, Woodbridge.

Union County:  Berkeley Heights, Clark, Cranford, Elizabeth, Fanwood, Garwood, Hillside, Kenilworth, Linden, Mountainside, New Providence, Plainfield, Rahway, Roselle, Roselle Park, Scotch Plains, Springfield, Summit, Union, Westfield, Winfield.

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Car Accidents, Lawyers of Law Offices of Karim Arzadi

Insurance adjusters thrive off the confusion and misery that accidents cause in peoples’ lives. The adjuster’s job is to make the insurance company more money by paying less money to injured people who deserve it. They do this by taking advantage of any instances where an accident victim does not have proof of damages or injuries..

Slip and Fall Accidents, Lawyers of Law Offices of Karim Arzadi

Slip and fall incidents cause 15% of all accidental deaths; second only to motor vehicle accidents. In the wintertime, sidewalks, stairs and walkways that are snowy, icy or wet, present a particular danger of slip and fall injuries. Businesses and residences may be liable for the natural accumulation of ice and snow if they do not take adequate precautions to clear it.

On-The-Job Accidents, Lawyers of Law Offices of Karim Arzadi

Thousands of workers are injured or killed in accidents on the job each year. Many accidents involve falls, defective machinery, explosions and scaffolding mishaps. Injuries caused by these accidents are usually severe and result in serious disability that prevents the injured employee from returning to work.