When you’re injured in an Uber crash, a local NJ Uber accidents lawyer says that the last thing you want is added confusion. But if your accident involves an Uber driver—whether as a passenger, pedestrian, or another driver—the legal and insurance process is not the same as in a regular car accident.
At first glance, it might feel like any other collision. But there are key differences that can affect your case, your medical coverage, and how much compensation you can recover.
Here’s what you need to know if you’ve been involved in a rideshare-related crash.
Have you been hurt in an an Uber accident in New Jersey? Don’t wait. Hire a nearby CourtLaw NJ Uber accidents lawyer immediately. Tell them what happened in your Uber accident.
1. Higher Insurance Coverage Through Uber
One of the most important differences is the amount of insurance coverage available. Uber provides commercial insurance coverage of up to $1 million when a driver is actively transporting a passenger or en route to pick one up.
That’s significantly higher than the New Jersey minimum requirement of $15,000 to $30,000 for most personal auto policies.
But here’s the catch: this $1 million policy is only active when the Uber driver is logged into the app and has accepted a trip or is driving a passenger. If the driver was off the app or waiting for a ride request, Uber’s coverage is reduced—or doesn’t apply at all.
Have you been injured in an an Uber accident in New Jersey? Don’t wait. Hire a local CourtLaw NJ Uber accidents lawyer immediately. Tell them what happened in your Uber accident.
2. More Parties, More Problems
In a typical car accident, you’re usually dealing with one other driver and one insurance company. Uber accidents are rarely that simple.
You may be dealing with:
- The Uber driver’s personal insurance (if they were off-duty)
- Uber’s commercial policy (if the driver was actively on a ride)
- Another driver’s insurance (in multi-vehicle crashes)
- Your own Personal Injury Protection (PIP) coverage
- In some cases, multiple adjusters or insurance investigators
This overlap of policies can create delays and raise new questions:
Who’s liable? Which policy applies? How much coverage is available?
An experienced personal injury attorney can help navigate these moving parts and fight for your best interests.
Have you been hurt in an an Uber accident in New Jersey? Don’t wait. Hire a CourtLaw NJ Uber accidents lawyer immediately. Tell them what happened in your Uber accident.
3. Rideshare Claims Are More Complex Per a NJ Uber accidents lawyer
Because there are more players and more insurance layers, NJ Uber accident claims are usually more complicated than regular NJ car crash claims.
Victims often report:
- Delays in response due to Uber’s third-party insurance setup
- Finger-pointing between insurers about who is responsible
- Requests for more documentation than usual
- Lower initial settlement offers, despite higher policy limits
To protect yourself, keep detailed records from the start. That includes:
- Your Uber receipt and trip details
- Photos of the accident scene and damage
- Police reports
- Medical treatment records
- All communications with Uber and any insurance company
Have you been hurt in an an Uber accident in New Jersey? Don’t wait. Hire a CourtLaw NJ Uber accidents lawyer immediately. Tell them what happened in your Uber accident.
Why Legal Help Is Essential in Uber Cases
The more complex the claim, the more leverage insurance companies think they have. They know most individuals don’t understand how to pressure multiple insurers or identify policy limits.
That’s why hiring an attorney with experience in rideshare litigation is critical. At CourtLaw, we’ve handled countless Uber-related cases across New Jersey—and we know how to hold these companies accountable.
If you’ve been injured in a rideshare crash in Perth Amboy, Jersey City, Roselle, East Orange, New Brunswick, or anywhere in the state, don’t go up against Uber’s insurance team alone. Get NJ Uber accidents lawyer to stand by your side and fight for your rights.
Did you or a loved one sustain serious injuries due to an accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing.
Right now, you need an aggressive NJ Uber accidents lawyer on your side, fighting to get you the compensation you need, want, and deserve. The skilled injury attorneys at CourtLaw NJ Personal Injury Lawyers represent clients injured in Uber accidents in Perth Amboy, Jersey City, New Brunswick, Roselle, East Orange, and throughout New Jersey. Call 732-442-5900 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 163 Market Street, Perth Amboy, NJ 08861 as well as offices in Jersey City, New Brunswick, Roselle, and East Orange.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.
