What to Expect in a Workers’ Compensation Claim    

Workers’ compensation benefits include lost wage replacement and medical bill payment. Lost wages are based on the AWW (average weekly wage), As for medical bills, workers’ comp rules require insurance companies to pay “reasonably necessary” expenses, a phrase many adjusters translate as “cheapest possible.”

A civil action is an option if: 

1.Uninsured Employer

2.Defective Product

3.Reckless/Intentional Illness/Injury

Title 1

Workers’ comp usually applies to occupational diseases, like hearing loss, and trauma injuries, like motor vehicle crashes. Hearing loss may be the most common occupational disease (an illness that develops over the course of more than one work shift). Car crashes kill or seriously injure millions of Americans every year. Many of these wrecks are work-related. They injure or kill delivery drivers or people walking back to the office from lunch. In civil court, an attorney must normally prove negligence, or a lack of care, to obtain compensation in these cases.

Learn Your Rights