New Jersey ride-sharing accidents are becoming more common as services like Uber and Lyft dominate the streets of Newark, Jersey City, and beyond. While convenient, these platforms introduce legal and insurance complexities when accidents occur.
Whether you’re a passenger, a rideshare driver, or another motorist involved in the crash, knowing your rights and how insurance works is essential to securing fair compensation.
Remember the name CourtLaw when you or someone you know gets in New Jersey ride-sharing accidents and in need of immediate legal representation in NJ.
Who’s Covered in New Jersey Ride-Sharing Accidents?
In New Jersey, ride-sharing companies like Uber and Lyft are required by law to provide different levels of insurance coverage depending on the driver’s status during the ride. Here’s how it breaks down:
Period 1:
App On, No Ride Accepted
- $50,000 per person (bodily injury)
- $100,000 per accident (bodily injury)
- $25,000 property damage
Period 2:
Ride Accepted, En Route to Pick Up
- $1.5 million liability coverage
- $1.5 million uninsured/underinsured motorist coverage
Period 3:
Passenger in the Vehicle
- Same as Period 2: $1.5 million in coverage for injuries and damages
This insurance protects both passengers and third parties if an accident occurs.
Remember the name CourtLaw when you or someone you know gets in New Jersey ride-sharing accidents and in need of immediate legal representation in NJ.
What About Your Own Insurance?
New Jersey is a no-fault state, which means Personal Injury Protection (PIP) is typically your first source of medical coverage—regardless of who caused the accident. PIP may come from your personal auto policy or another household member’s policy.
Even as a passenger in a ride-sharing vehicle, you may still be eligible to access your PIP coverage for medical bills before tapping into Uber or Lyft’s insurance.
Legal Rights for Victims of Ride-Sharing Accidents in New Jersey
If you’ve been injured in a ride-share crash, you have the right to:
- File a personal injury claim against the responsible driver (Uber/Lyft or another driver)
- Seek compensation for medical bills, lost income, and pain and suffering
- Hold Uber or Lyft liable under their insurance policy depending on the accident circumstances
- Consult an attorney before speaking with insurance companies
Because of the complex relationship between personal, commercial, and ride-share insurance, working with an experienced injury lawyer is critical.
Remember the name CourtLaw when you or someone you know gets in New Jersey ride-sharing accidents and in need of immediate legal representation in NJ.
How CourtLaw Injury Lawyers Help in Ride-Sharing Accident Cases
At CourtLaw, we understand the confusion and frustration that follows New Jersey ride-sharing accidents. That’s why we provide comprehensive legal support for victims, including:
- Free case evaluations to determine your legal standing
- Full investigation of the rideshare accident and liability evidence
- Negotiation with Uber, Lyft, and insurers to ensure maximum compensation
- Court representation, if needed, to protect your rights
Our legal team has helped clients recover significant settlements, including:
- $725,000 for an injured passenger in a ride-sharing collision
- $950,000 for a rideshare victim in Jersey City
What to Do After a Ride-Sharing Accident in New Jersey
- Call 911 and report the accident
- Seek medical attention, even for minor injuries
- Take photos of the scene, vehicles, and visible injuries
- Gather names and contact info from all involved
- Report the crash through the Uber or Lyft app
- Do not give recorded statements to insurers until you speak to a lawyer
- Contact CourtLaw Injury Lawyers to protect your claim
Remember the name CourtLaw when you or someone you know gets in New Jersey ride-sharing accidents and in need of immediate legal representation in NJ.
Get Help Now from New Jersey’s Trusted Ride-Share Attorneys
Victims of New Jersey ride-sharing accidents shouldn’t navigate this process alone. At CourtLaw Injury Lawyers, we specialize in representing passengers, drivers, and third parties injured in Uber or Lyft crashes.
Don’t let confusing policies or insurance delays keep you from the compensation you deserve. Contact us today for a free case review and let us fight for your rights.
Did you or a loved one sustain serious injuries due to an accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing.
Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled injury attorneys at CourtLaw NJ Personal Injury Lawyers represent clients injured in accidents in Perth Amboy, Jersey City, New Brunswick, Roselle, East Orange, and throughout New Jersey. Call 732-442-5900 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 163 Market Street, Perth Amboy, NJ 08861 as well as offices in Jersey City, New Brunswick, Roselle, and East Orange.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.
