Ridesharing services like Uber and Lyft have reshaped transportation in the tri-state area. But for rideshare accident victims in NJ and NY, knowing your medical rights is critical after a crash. This guide outlines the medical benefits available for those injured while riding in or hit by a rideshare vehicle, helping you understand what coverage exists and how to get the care and compensation you need.
Medical Benefits for Rideshare Accident Victims in NJ
1. Personal Injury Protection (PIP):
New Jersey mandates that all drivers—including rideshare operators—carry PIP insurance. Rideshare accident victims in NJ are eligible for these no-fault benefits regardless of who caused the crash. PIP typically covers:
- Medical expenses
- Rehabilitation
- Prescription costs
- Lost wages
2. MedPay (Optional):
Medical Payments coverage, or MedPay, can supplement PIP by covering additional medical costs beyond PIP limits. This is helpful for serious injuries that require extended treatment.
3. No-Fault System:
Because NJ operates under a no-fault system, your PIP kicks in before any liability disputes are resolved. However, if your injuries meet the legal threshold of “serious injury,” you may be able to sue for pain and suffering, future medical costs, and additional damages.
Medical Benefits for Rideshare Accident Victims in NY
1. No-Fault Insurance:
Like NJ, New York is a no-fault state. Rideshare accident victims in NY can rely on no-fault benefits for:
- Hospital and doctor visits
- Therapy and rehab
- 80% of lost earnings (up to a cap)
- Transportation to medical appointments
2. Standard Coverage Limit:
The no-fault limit in NY is generally $50,000 per person. If your treatment costs exceed that, you may need to pursue a third-party personal injury claim against the at-fault driver or rideshare company.
3. Lawsuit Threshold:
To recover for pain and suffering in New York, you must meet the “serious injury” threshold. This includes fractures, significant disfigurement, permanent loss of a body function, or other qualifying injuries.
What to Do After a Rideshare Accident
1. Get Medical Attention Immediately:
Even minor symptoms should be checked out. Medical documentation is key for proving your claim.
2. Report the Incident:
Notify the rideshare platform (Uber or Lyft) through their app or customer support. This creates an official record.
3. Keep Detailed Records:
Track all medical treatments, receipts, communications, and time missed from work. These are critical for both no-fault claims and any potential lawsuits.
4. Consult an Injury Lawyer:
An experienced attorney can review your situation and determine if you’re eligible for compensation beyond PIP—especially for long-term or catastrophic injuries.
Why Legal Help Matters for Rideshare Accident Victims in NJ and NY
Navigating the web of no-fault claims, platform liability, and injury thresholds is not easy—especially while recovering. A personal injury attorney can:
- Help you apply for benefits
- Determine fault and identify liable parties
- File claims with Uber/Lyft’s insurance
- Maximize the compensation you receive
Final Thoughts
For rideshare accident victims in NJ and NY, knowing your rights and accessing your medical benefits quickly can make all the difference in your recovery. Whether you’re covered under PIP or need to pursue a liability claim, understanding the laws in your state empowers you to act.
Need Help After a Rideshare Accident in New Jersey?
Don’t let medical bills and insurance runaround delay your recovery. CourtLaw NJ Personal Injury Lawyers represent rideshare accident victims in NJ and can help you get the compensation you need and deserve. We serve clients in Jersey City, Perth Amboy, New Brunswick, East Orange, and beyond.
Call 732-442-5900 or fill out our online contact form to schedule a free consultation today.
Did you or a loved one sustain serious injuries due to an accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing.
Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled injury attorneys at CourtLaw NJ Personal Injury Lawyers represent clients injured in accidents in Perth Amboy, Jersey City, New Brunswick, Roselle, East Orange, and throughout New Jersey. Call 732-442-5900 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 163 Market Street, Perth Amboy, NJ 08861 as well as offices in Jersey City, New Brunswick, Roselle, and East Orange.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.
