In some car crashes, both or all the drivers involved aren’t carrying auto insurance at the time of the collision. Although insurance companies usually sort out compensation for injuries and property damage following a car accident, when both drivers in a crash don’t have insurance, it can make sorting out liability and compensation much more difficult. Why Drivers Sometimes Don’t Carry Insurance Even though state law requires every driver to have a minimum amount of liability coverage from an auto insurance policy, sometimes people get behind the wheel without insurance. There are many reasons why this happens — some drivers accidentally let their policies lapse due to failing to make premium payments or failing to ensure their policy is renewed.…

Halloween is a fun holiday for both children and adults, but it’s true that October 31st is one of the most dangerous days for motor vehicle accidents. With so many kids and teens out and about on Halloween evening or night, young people are especially at risk of being injured in motor vehicle-related crashes. Kids and teens (and even adults) face an increased risk of getting injured in a motor vehicle crash for several reasons. Driving Under the Influence The risk of motor vehicle accidents on Halloween goes up due to increased rates of drunk driving and driving under the influence of drugs. Nearly half of all fatal motor vehicle accidents on Halloween involve a driver under the influence of…

If you’ve been injured in a car accident, your treating doctor will likely be one of the most important resources if you choose to pursue a legal claim for compensation for your injuries and damages. Your doctor can provide you with information about your injuries that you can use to begin establishing your claim for damages.  Questions you should be asking your doctor treating your injuries following a car accident include: What Injuries Have I Suffered? It is critical to understand the full extent of the injuries you’ve suffered in a car accident. You may not notice pain or other symptoms of physical injuries for days or even weeks following an accident. Knowing what injuries you’ve suffered will not only…

While truck accidents are not as common as car accidents they do tend to be more severe in terms of injuries and damage. Commercial trucks do not have the same safety equipment and are heavier in size, meaning the injuries suffered are often serious. While there are many reasons that a truck accident can occur, poor and improper truck maintenance is one of the most disastrous because it is oftentimes preventable.  Types of Poor and Improper Truck Maintenance Both truck companies and drivers are expected to keep up with the routine maintenance of their commercial trucks. However, negligence of the following can lead to trucking accidents: Failure to monitor tiresFailure to keep up with brake maintenanceFailure to repair broken lightsFailure…

When you think of the most dangerous time of year for car accidents, you think winter. It’s only normal. While the winter season in New Jersey certainly does come with inherent risks, many people tend to overlook the autumn season because the dangers aren’t as apparent. Read on to find out what makes the autumn season so dangerous so you can help keep you and your loved ones protected next time you’re on the road.  Wet Leaves While the changing leaves are beautiful to look at, they’re also incredibly dangerous after they fall to the ground. Leaves are naturally designed to not allow water in, meaning that when they get wet, that water sits on top of the leaf’s waxy…