The Insurance Institute’s statistics report that New Year’s Eve is consistently reported to have the highest car crash fatalities every year between 1986 and 2002. According to experts, driving on holidays is much more dangerous than driving on other days because of the increased amount of traffic and a greater likelihood of alcohol-impaired drivers. Holidays greatly increase alcohol consumption during family gatherings, work parties, and other related events, so it’s important to be extra cautious. Impaired drivers are the biggest concern, but a growing number of accidents are caused by distracted driving. The holiday season usually means more communication between loved ones. But you should never text, surf the web or try to operate your smartphone while driving. The holiday season…

When you have been injured in a serious truck accident, your health and recovery is your first concern. While you are focused on recovering from your injuries, police responders, trucking companies and insurance specialists are hard at work attempting to determine who and what was at fault in the accident. Determining causation is extremely important because it will ultimately determine what party is liable for your injuries, property damage and other costs associated with the crash. Trucking accidents are different than other motor vehicle crashes because there may be multiple different parties that are found responsible and held liable. The different groups that may be held accountable include the individual truck driver, trucking company, truck manufacturer, maintenance company or loading…

The state of New Jersey requires all drivers to obtain personal injury protection coverage through an auto insurance provider, but it’s important to understand what type of coverage and rights you have in the event of an accident. When you sign up for insurance, carefully read your policy and look for the limits of your coverage. If you choose a “Full Tort” policy, then your premiums will likely be higher. The benefit of this option is that you maintain the right to sue a driver in an accident for medical damages as well as pain and suffering. When you choose a “Limited Tort” policy, you forfeit your legal right to sue the driver for pain and suffering. You can still pursue…

If you have recently been injured in a car accident that you believe is tied to another party’s drowsy driving, this could be a critical element of establishing liability so that you can recover as much compensation as you can for the injuries you have sustained. Unfortunately, the National Highway Traffic Safety Administration shares that drowsy driving is a widespread epidemic across motorists all over the country. In 2013, more than 44,000 injuries, 800 deaths, and 72,000 accidents were tied to drowsy driving. Drowsy driving may also be referred to as driver fatigue and this can happen in any situation in which a driver is too sleepy to operate a motor vehicle and therefore puts themselves and others at risk of…

In our modern digital age, it is increasingly accepted and even encouraged to share a wide range of personal information and opinions online. An individual’s online presence and digital footprint have become so significant that it’s often scrutinized by potential employers, colleges you’ve applied to, your insurance provider, marketing groups and even credit score agencies. The majority of the public is either accepting of this fact, or they are willfully ignorant about the potential dangers of forfeiting their right to privacy. One of the most crucial periods of time to maintain a high level of privacy is when you are fighting a legal battle in court. Anything you post on social media, whether restricted to a “friends-only” list or not,…