Now more than ever, people are looking for ways to save money.  And that goes for car insurance, too.  One way to save money on car insurance is to get the so-called “verbal threshold” or “limitation on lawsuit” option.  Your premium will be lower but in exchange, you give up your right to sue for injuries, except in serious cases.  Most people don’t want to do that, and at Courtlaw we don’t recommend it, but economic reality sometimes forces people’s hands.  They just can’t afford the higher auto insurance premiums. What to do?  One thing you can do is take Uber or Lyft. Under New Jersey law, the limitation on lawsuit/verbal threshold “shall not be . . . be asserted…

It seems like the price of everything is going up and many people are looking for ways to cut corners.  Auto insurance is required by law and the cost puts a squeeze on many people.  This is one area where it’s best not to cut any corners.  Don’t drive an uninsured vehicle.  Don’t even be a passenger in an uninsured vehicle.  Under New Jersey law, N.J.S.A. 39:6A-4.5a, if you are a vehicle owner required to maintain PIP coverage (which is most people) but you fail to do so, you are barred from bringing a lawsuit if you’re injured while “operating” the uninsured vehicle.  The term “operating” in this context has been interpreted very broadly and includes an uninsured owner who…

Nicole Sandrik-Arzadi The United States Supreme Court rejected Texas’ lawsuit which would have blocked millions of battleground state votes won by Vice President Joe Biden on December 11th.  The Trump-backed case was declined to be heard. Texas’ Attorney General argues that four swing states (Wisconsin, Pennsylvania, Michigan, and Georgia) unconstitutionally changed their election statues in their judiciary or executive branches rather than the legislative branch who are permitted to write election laws.  The four states stated their changes were consistent with approved legislative-law.  The Trump campaign and 17 red states weighted in favor of Texas, while 22 blue states supported the battleground territories.  Rudy Giuliani, an attorney on President Trump’s legal team, stated that this is not the end of…

A dump truck is a type of commercial vehicle that is used to haul loose materials such as dirt, gravel, or rubble or waste. A dump truck uses a hydraulic system to allow the bed of the truck to tip backwards, dumping the load in the bed out of the back of the truck. Dump trucks come in several different types, including traditional dump trucks, semi-trailer or tractor-trailer dump trucks, and side dump trucks. Dump trucks are capable of causing accidents in many of the same ways as other types of commercial trucks. But as they are designed to carry loose loads and tip them out of the back of the vehicle, dump trucks can also cause accidents in a…

If you’ve been in a car accident that has resulted in serious personal injuries or property damage, you may need to speak to a car accident attorney as soon as possible after your accident. Waiting too long to hire a lawyer can cause you to lose out on important legal rights and options. When you’ve suffered injuries and damages from a car accident that wasn’t your fault, you will likely be able to hire an attorney on a contingency fee basis, which means that the attorney doesn’t get paid unless and until he or she is able to get financial compensation for you in a settlement or at trial. Hiring a lawyer almost always leads to you getting more compensation than you…