Car owners need to understand liability laws when they decide to loan out their vehicle to prepare for the possibility that the borrower could be involved in an unforeseen car accident. Car Insurance In New Jersey It’s a common misconception that car insurance is attached to the driver who owns the policy rather than the vehicle the policy covers. In contrast, insurance follows the vehicle that is insured regardless of who is in control of the car. It’s crucial for car owners to understand that loaning out their car also means loaning out your car insurance policy. If you willingly allow someone to driver your car, then you are ultimately taking responsibility for their actions. Liability Laws in New Jersey…

Police, firemen, and EMTs are first responders and need the right of way in order to effectively perform the duties of their job. They could be responding to an accident, a fire or a number of things that happen on a daily basis. This is why you are taught to pull to the side of the road if you see and/or hear sirens. But what does not often get talked about is that sometimes when trying to carry out the duties of the job, first responders can end up in an accident themselves. They may end up injuring a separate party in their efforts to help another and should be held responsible for their actions. A recent lawsuit filed by…

When you think of a car accident it is typical to think of a vehicle crashing into another vehicle while on the road. And while an intersection, a heavy traffic situation or merge is a typical scene to place the accident at, there are actually many incidents that take place outside of that setting. This was recently showcased at a bookstore in New Jersey when an SUV crashed through the storefront, injuring a bookstore employee. The vehicle came through the storefront in the afternoon, right in the register section where the clerks were working. The accident broke two glass windows and the awning above them was left hanging above the crash site. The bookstore employee sustained an injury to her…

Many of us own pets, and as a dog owner, we recognize our responsibility to protect ourselves and those around us from a dog that might become dangerous. Being bitten by a dog is a traumatic experience, both psychologically and physically. If you have been bitten by a dog, you have important rights and privileges to consider. The trauma of being bitten could make it difficult for you to gather evidence and to remember the steps that are needed to ensure that you are compensated for your medical bills and lost wages. Additionally, insurance companies may resist working with you because it’s not in their corporate interest to pay your claim. This can happen, although New Jersey is among the…

Getting into a car accident is never a pleasant situation, but thankfully accident insurance is designed to limit the financial repercussions of being involved in a motor vehicle crash. In the state of New Jersey, laws require motorists to carry a very minimal amount of liability insurance to cover the costs of an accident. Unfortunately, this minimum threshold rarely covers the full costs of an accident, and some car owners fail to adhere to insurance laws. What happens when you’re involved in an accident with an uninsured or underinsured motorist? Uninsured Drivers If the driver at fault doesn’t carry any car insurance, then it will be a challenge trying to get compensation from that individual. In many cases, an individual…