Car owners need to understand liability laws when they decide to loan out their vehicle to prepare for the possibility that the borrower could be involved in an unforeseen car accident. Owners will want to make sure they are adequately protected from liability in the event the person they lend their vehicle to causes an accident. Car Insurance In New Jersey It’s a common misconception that car insurance is attached to the driver who owns the policy rather than the vehicle the policy covers. In contrast, insurance follows the vehicle that is insured regardless of who is in control of the car. It’s crucial for car owners to understand that loaning out their car also means loaning out your car insurance…

What happens if a tired driver causes you to get into an accident? If a driver is tired, then could they be considered at-fault in a crash? How can you seek compensation after a drowsy driving accident in New Jersey, anyway? Get the answers to these important questions below. What’s Drowsy Driving? The National Highway Traffic Safety Administration estimates that each year at least 70,000 car accidents are directly caused by drowsy driving. Drowsy driving is defined as getting behind the wheel while you’re feeling tired and fatigued. Drowsiness can occur for several reasons like: Not getting enough sleepWorking a long shift at workSleep disordersMedications (prescriptions or over-the-counter)Driving for several hours straight While fatigue might not seem that serious, it…

Uber and Lyft services are all the rage nowadays, but it’s true that those big yellow taxis still exist in most major cities. There’s also a huge difference in the legal liability of a ride-sharing driver and a taxicab driver, too. Were you recently involved in a crash? If so, then you’re likely wondering — what should I do if I’m involved in a taxi accident as a passenger? Who will take care of my medical expenses and other losses? Get the answers to all your important questions below. Taxi Cab Accidents: What Happens if You’re a Passenger? When you’ve been injured as a passenger in a taxi accident, you need to seek out medical care right away. After that’s over, you…

After you’ve been in a motor vehicle accident, everyone’s pointing fingers. Who or what caused your accident, and who is ultimately responsible for the financial losses you suffered as a result? Learn about five potentially liable parties after a car accident below. 1. The At-Fault Driver Most car accidents are caused by human error. If the other driver was clearly at-fault, then you may be able to seek out a lawsuit against them. Here are some common causes of accidents that would indicate the driver was at-fault for the crash: Breaking traffic lawsSpeedingDistracted drivingDriver intoxicationFailure to yield to trafficReckless driving If any of the above were cited on your accident report, then there’s a good chance your lawsuit will be…

What is a Chain-Reaction Accident? When more than two vehicles are involved in an accident, it is called a chain-reaction accident. These accidents are especially common at this time of year when cars sometimes slip and slide on ice or snow.  They usually occur when one vehicle collides into another and then the vehicle that was hit goes flying forward into another because of the impact of the first crash. Accidents like this one can lead to a lot of damage for drivers and might even cause some drivers to suffer from serious injuries. How Does This Type of Accident Happen? When there is traffic on the road with plenty of drivers headed in the same direction, a chain-reaction accident…