Motor Vehicle Accident Statistics Have you ever been involved in a car accident? Most Americans will be at some point. In fact, experts who analyze car insurance statistics found that motorists will experience about four car accidents throughout their lifetime.  Why is this statistic so high? What’s causing all these accidents to happen, and who is responsible for the financial fallout? Get all the details below.  What Causes Car Accidents? The majority of accidents are directly caused by human error. After all, do you know any perfect drivers? All of us make mistakes from time to time. Here are some of the top causes of car accidents:  Driving while impairedDistracted drivingReckless drivingSpeedingDrowsy drivingNight-time drivingPoor road conditionsWeatherDefectively designed vehiclesFailure to perform…

Although drivers throughout the United States are supposed to have some sort of automobile insurance before getting behind the wheel and sharing the road with others, there are some drivers that choose not to follow the rules. If you get into an accident that was caused by an uninsured driver, you might not know what to do. Nearly one out of every six people that gets behind the wheel to drive is doing so without having any automobile insurance. Those individuals are taking a gamble while assuming that they are not going to get into any accidents. What Can You Do? Upon getting into a car accident with an uninsured motorist, you may be suffering from multiple injuries and dealing…

Is it possible to have enough insurance to cover any type of foreseeable accident? After all, the entire point of having insurance is to help cover the expenses of an unexpected crash. In most situations, an at-fault driver’s insurance policy will fully cover a victim’s expenses, but the situation becomes complex when there are multiple victims and severe injuries. All insurance policies have a limit on the amount of coverage they will provide. Sometimes, this amount simply isn’t enough. What are the options for an injured victim when the at-fault driver’s insurance coverage has been exhausted? What is Underinsured Coverage? When motorists purchase insurance, they have the option to purchase underinsured coverage. This coverage will provide compensation to you in…

Reckless drivers pose a significant risk of danger to others on the road. In fact, the United States Department of Transportation reported that, of the 47,402 car accident-related fatalities that occurred in the United States in 2016, 24,861 fatalities were due to the reckless driving exhibited by at least one of the parties involved in the crashes. For this reason, it is important that you are kept apprised of the signs of reckless driving so that you can try to avoid these kinds of drivers on the road, and thereby avoid a potential catastrophic collision. You can spot reckless drivers by observing and determining whether they exhibit one or more of the driving behaviors listed below. New Jersey Drivers Speeding Reckless…

At any given moment, there are a great many cars on the road. Some of those cars will be operated by drivers who have become complacent behind the wheel. Aside from driving, many motorists are texting, eating, listening to music, or engaging with passengers in their vehicle. Trying to multitask while driving has led to countless accidents and many injuries and deaths on the road. These distracted driving accidents can happen anytime, whether in heavy commuter traffic or during the late night hours. What Constitutes Distracted Driving in NJ? When people think of “distracted driving,” they tend to think about texting and driving. This is because cell phone use constitutes a large chunk of distracted driving-related car accidents, but they…