If you’re injured in a car accident, you may have to file a car insurance claim to recover the compensation you need. Understanding how the insurance claim process works and what to expect can help you navigate your car accident a lot easier. Here’s what you need to know about car accidents and filing a subsequent claim for compensation in New Jersey: New Jersey is a No-Fault Car Insurance State New Jersey is a no-fault car insurance state. This means that you’ll first file a claim with your insurance company regardless of who’s at fault when a motor vehicle accident occurs. Filing a Car Insurance Claim Can Increase Your Annual Costs Filing a car insurance claim can lead to an…

Being in a car accident can change your confidence the next time you’re on the road. You may feel more scared and anxious, especially when another vehicle gets too close to you. It may take some extra work and planning to feel comfortable driving again after a serious car accident, however, not all hope is lost.  We have compiled a list of tips to help you regain your confidence when driving after an accident:  Don’t Be Afraid to Talk About It Don’t be afraid to talk about your car accident or how it makes you feel. You may be surprised at how willing family and friends are to help you talk through what happened. This can also help them be…

Road hazards are unfortunately an unavoidable occurrence for most drivers. While most vehicles are fine hitting the occasional pothole, in some cases, a road hazard can lead to a devastating motor vehicle accident. But who can be held liable for the injuries and property damage that may result from an auto accident that was triggered by a road hazard? That’s what we answer below: Common Road Hazards Some of the most frequent road hazards that may be encountered by motorists include: PotholesBroken or uneven pavementDebris, including debris from prior motor vehicle accidents or debris from road works or nearby constructionUntreated snow and iceAdverse weather conditions, including heavy rain, snow, hail, or fogAnimalsItems that have fallen off trucks or other vehicles…

While cars have become much safer in recent decades, backseat passengers still remain at risk of serious injuries compared to front seat passengers. It is important to understand how sitting in the back seat can be dangerous and what you can do to protect yourself while sitting in the rear seats, especially in the event of a car accident.  Common Injuries Suffered by Backseat Passengers in Car Crashes Unfortunately, surveys have found that many backseat passengers who are involved in auto accidents were not wearing their seat belts at the time of the crash. Since a seat belt is often a rear seat passenger’s only safety mechanism, these individuals can suffer a wide range of catastrophic injuries, including: Chest injuries,…

When you are injured in a car accident, you may find recovering compensation more complicated when the at-fault driver is uninsured. Your ability to obtain a financial recovery from an uninsured driver after a car accident will depend on various factors, including the financial assets of the at-fault driver, your own insurance coverage, and whether other parties may have liability for your injuries and losses. What is an Uninsured Driver? In New Jersey, drivers are required to have insurance coverage that meets the minimum requirements of state law. Insurers in New Jersey are required by default to offer drivers a standard policy, which provides liability coverage that includes, at a minimum: $15,000 per person, $30,000 per accident of bodily injury…