It seems like the price of everything is going up and many people are looking for ways to cut corners.  Auto insurance is required by law and the cost puts a squeeze on many people.  This is one area where it’s best not to cut any corners.  Don’t drive an uninsured vehicle.  Don’t even be a passenger in an uninsured vehicle.  Under New Jersey law, N.J.S.A. 39:6A-4.5a, if you are a vehicle owner required to maintain PIP coverage (which is most people) but you fail to do so, you are barred from bringing a lawsuit if you’re injured while “operating” the uninsured vehicle.  The term “operating” in this context has been interpreted very broadly and includes an uninsured owner who…

Saint Patrick’s Day, March 17th, is still a couple of weeks away but it isn’t too soon to plan for it.  One thing you want to start planning, now, is how you’re going to get around that day.  Whether you’ll be bar-hopping all day or making one trip from home to mass and back, you won’t want to be driving.  Like it or not, the fact is that some people are going to be consuming alcohol, and some of them lots of it.  And it’ll be happening all day long.  So, even if you’re going to church at 9:00 a.m., there will be revelers out there drinking green beers, already.  A Lyft or Uber Offers a Safer Alternative Unfortunately, and…

The calendar now reads March and that means the national college basketball tournament, also known as “March Madness” will be starting soon. Two New Jersey teams – Seton Hall and Rutgers – will likely be invited to “The Dance” and New Jersey is home to many people who attended or are fans of, other schools who will be in The Tournament, such as Villanova, Notre Dame, and others. What to Expect if Your Lyft or Uber Gets Into an Accident on the Way to “March Madness” Going to a “March Madness” watch party is a lot of fun and so is watching the action at a favorite pub, bar, or brewery. I still recall the night Seton Hall played for the…

Many people can’t imagine life without a car. From even before the day we got our driver’s licenses as teenagers, owning a car became a top goal. But transportation is one of the largest expenses in everyone’s budget. Could it be that getting around using a rideshare service like Uber or Lyft is more economical than owning a car?  I’ll answer that question like most lawyers would: “It depends.” How Much Money Can You Save by Utilizing Rideshare Services? If you have a family and young kids who need to be at soccer, scouts, Little League, dance, and other school activities, ditching your car or SUV might not be practical. The same is true if you drive to distant vacations or commute daily where…

The weather outside has been really messy lately.  If it isn’t snow, it’s rain.  If it isn’t rain, it’s ice. All these weather events present dangerous traveling conditions. People are grabbing rides from Uber or Lyft more than ever in this nasty weather. A lot of people don’t realize it, but the law helps protect you every time you take a ride in an Uber or Lyft.  While most Uber and Lyft rides get you where you’re going safely, the law recognizes that accidents sometimes happen. That’s why, in New Jersey, Uber and Lyft passengers get the benefit of at least $1.5 million in bodily injury insurance coverage and at least $1.5 million of uninsured/underinsured motorist coverage, which Uber and Lyft vehicles are required…