Do You Have To Exchange Insurance Details After An Accident?

When you suddenly get into an accident situation where you feel mentally unavailable, you can do lots of unexpected things. It’s not a normal incident, and that’s why your natural response is to forget many things. Get proper details about reliable Trenton Personal Injury Lawyers.

Many victims of road accidents ask a Car Accident Lawyer: Do you have to exchange insurance details after an accident? Yes. However, many people either forget or prefer not to do so to avoid legal issues. But they have to face dire consequences when they don’t share such details. 

Do You Have To Exchange Insurance Details After An Accident? Why? Legal Requirements?

The following are the details to figure out do you have to exchange insurance details after an accident.

Legal Requirement To Share Information

When you’re involved in a car accident in the US, whether it’s a minor accident or a severe car crash. You need to stop by the law and exchange information with the other driver. Failing to do so leads to severe legal consequences. This information involves:

• Your full name.
• Contact details.
• Driver’s license number.
• Vehicle registration.
• Insurance provider and policy number.

When To Exchange Insurance Information?

Always exchange information when:

• Someone is injured.
• There is visible vehicle damage.
• Property other than vehicles is damaged.
• You plan to file an insurance claim.

Even when the damage is normal or the other party wants to handle the matter privately. Document everything and exchange details. These small damages can become expensive repairs, and verbal communication leads to complications later.

Also, read about the successful NJ Lawyer of Court Law.

What Type Of Insurance Details To Share?

When you are exchanging insurance details, collect and provide the following details:

• Insurance company name.
• Policy number.
• The expiration date of the policy.
• Name of the insured person.
• The contact number of the insurer.

You must also note the other driver’s vehicle’s build, model, color, license plate number, etc.

How To Safely Exchange Information?

First, ensure everyone is safe and get medical help. Then, do the following:

• Go to a safe area from the middle of the road and be calm. 
• Use your phone to get pictures, videos, etc, of the accident scene.
• Don’t take any fault or make statements that can become issues for you.
• Contact the police if the accident is severe or the other party is not cooperating.

What If The Other Driver Refuses?

Call the police immediately if the other party refuses to share information. When you have an official to report everything, everything goes according to legal requirements. Also, try to record their license plate and vehicle details. CourtLaw also offers professional injury lawyers’ services in Newark.

Conclusion 

To conclude, do you have to exchange insurance details after an accident? Yes, otherwise you can face legal issues. You cannot manage the issues without proper legal help. A professional Paterson Personal Injury Lawyer can guide you in this regard better.