How to Handle a Motorcycle Accident in Newark, NJ
Newark, New Jersey, offers vibrant nightlife and bustling streets, creating a unique riding experience for motorcyclists. However, navigating the city’s traffic also presents inherent risks. If you’re involved in a collision, knowing how to handle a motorcycle accident in Newark, NJ can make a significant difference. According to the New Jersey State Police, motorcycle accidents account for many serious injuries and fatalities on our roads
If you or a loved one suffered from motorcycle accident injuries, take the necessary steps to protect yourself and potential legal claims. Your actions will impact your physical recovery and ability to seek compensation for your losses. This guide will provide information on handling a motorcycle accident in Newark.
Newark’s Motorcycle Laws That Could Affect You
Riding a motorcycle in Newark requires drivers to follow local rules and state laws. They ensure public safety when operating a motorized vehicle on New Jersey’s public roadways. Failing to observe these laws will negatively impact your ability to obtain a full settlement.
Below, we have outlined the local laws and regulations that may affect your situation:
Helmet Laws
New Jersey requires all motorcyclists to meet the Federal Motor Vehicle Safety Standard (FMVSS) 218. This standard applies regardless of your age or experience. Not wearing a helmet or other safety gear during the accident could severely limit your legal options.
Lane Splitting
Lane splitting is unlawful in New Jersey, per the Driver Manual. Violating these laws can result in penalties and jeopardize your ability to recover a civil award since it is considered a traffic violation. While you may not be 100 percent at fault, the insurer can still use this information against you in their favor.
Noise Ordinances
Newark has noise ordinances to regulate motorcycle exhaust noise per the city’s noise control ordinance of § 20:3-9. Modifying your motorcycle’s exhaust system to exceed these noise limits can result in citations and fines.
Insurance Requirements
All motorcyclists in New Jersey must carry minimum coverage, including $25,000/person for bodily injury liability, $50,000/accident, and $25,000/accident in property damage liability. This insurance helps cover damages if you are at fault in an accident but can also affect how much you can recover.
New Jersey’s No-Fault System
New Jersey follows a “no-fault” insurance system, meaning that your insurance coverage is your primary source, regardless of who caused the accident. However, in serious injuries, you may be able to step outside the no-fault system and pursue a lawsuit against the at-fault driver.
Dealing with Insurers After a Newark Motorcycle Accident
You will have to deal with insurers after a motorcycle accident injury. Insurance companies will minimize your settlement offer if they think they have a legal reason to do so. As such, being cautious and protecting your interests when interacting with them is crucial.
Here are three tips for dealing with insurers after a Newark motorcycle accident:
Tip 1. Report the Accident
Report the accident to your insurance company and local police immediately. Provide them with accurate and detailed information about the accident, but avoid giving recorded statements or admitting fault without first consulting with an attorney.
Tip 2. Be Wary of First Settlement Offers
Insurers often try to settle claims quickly, offering lowball settlements to avoid protracted negotiations or litigation. They are using mounting financial pressures to achieve this outcome since the length of time per case can vary. Do not accept a settlement offer without evaluating its fairness, and remember that the first offer is usually not the best one.
Tip 3. Preserve Evidence
Gather as much evidence as possible at the accident scene. Preserve any damaged property or clothing that may be relevant to your claim. This evidence can support your case and demonstrate the extent of your damages.
Tip 4. Consult a Newark Motorcycle Accident Lawyer
Contact an experienced motorcycle accident lawyer in Newark after the accident. They will advise you of your rights and negotiate with insurers so that you can focus on your physical health and recovery.
Tip 5. Understand the Statute of Limitations
You have two years from the accident date to file a lawsuit for personal injury claims in New Jersey under NJSA § 52:4B-18. Missing this civil deadline will result in losing your legal rights; ensure you file your claim as soon as possible to avoid missing your chance at compensation based on a technicality.
Remember, insurers have teams of adjusters and lawyers working to protect their interests. Having an experienced Newark motorcycle accident law firm, like CourtLaw, on your side ensures your rights are protected throughout the claims process.
Get Information About Your Options with CourtLaw
Motorcycle accidents often result in serious injuries. These injuries may lead to substantial medical expenses, unrecoverable lost wages, and pain and suffering. If you have been injured in a Newwark motorcycle accident, the legal team at CourtLaw is ready to help you achieve a fair resolution.
Schedule Your Free Consultation
We understand the physical, emotional, and financial burdens motorcycle accidents can cause and will help you through this challenging moment. Our Newark motorcycle accident injury lawyer does not get paid until they win your case. Call 732.442.5900 or message us online to schedule your free consultation with our firm today.
