Injured By An Uber Or Lyft Driver: FAQs

Uber and Lyft have transformed the way people commute in New Jersey, offering convenient and affordable rides to millions of passengers daily. While these rideshare services provide a valuable transportation alternative, accidents involving Uber or Lyft drivers can happen, leading to injuries and confusion about the legal rights of victims. This article aims to address frequently asked questions for individuals injured by Uber or Lyft drivers in New Jersey, providing essential information to help victims understand their rights and seek appropriate legal recourse.

1. What should I do immediately after the accident?

Your safety and well-being should be your top priorities. After an accident with an Uber or Lyft driver, follow these steps:

• Seek Medical Attention: If you or anyone else involved in the accident requires medical attention, call for an ambulance immediately.
• Document the Scene: If possible, take photos of the accident scene, damaged vehicles, and any visible injuries. This documentation can be valuable evidence later.
• Exchange Information: Exchange contact and insurance details with the Uber or Lyft driver and any other involved parties.
• Report the Incident: Contact the police and file an accident report. Additionally, report the accident to Uber or Lyft through their respective apps.

2. Can I sue Uber or Lyft for my injuries?

Determining liability in rideshare accidents can be complex. Generally, Uber and Lyft classify their drivers as independent contractors, not employees. As such, they may attempt to disclaim liability for their drivers’ actions. However, both companies provide insurance coverage for drivers during active trips.

If the Uber or Lyft driver was at fault, you might be able to pursue a claim against the driver’s insurance. If the driver’s insurance coverage is insufficient, you may be able to seek compensation from Uber’s or Lyft’s insurance policies, which offer higher coverage during active trips.

3. How much compensation can I receive for my injuries?

The amount of compensation you may receive depends on several factors, including the severity of your injuries, medical expenses, lost wages, and pain and suffering. An experienced personal injury attorney can assess your case and help you determine a fair and reasonable amount of compensation to pursue.

4. Should I accept the insurance company’s settlement offer?

It is crucial to be cautious when dealing with insurance companies. They may offer a quick settlement that could be much lower than the actual value of your claim. Before accepting any settlement offer, consult with an attorney who specializes in rideshare accidents. An attorney can negotiate with the insurance company on your behalf and ensure you receive the compensation you deserve.

5. Can I file a lawsuit if the at-fault driver is uninsured or underinsured?

If the at-fault Uber or Lyft driver is uninsured or underinsured, you may still have options for seeking compensation. You might be able to make a claim under your own uninsured/underinsured motorist coverage, if you have it. An attorney can help you explore all available avenues to recover damages.

6. Is there a time limit to file a lawsuit?

Yes, there is a statute of limitations for personal injury claims in New Jersey. The time limit to file a lawsuit is generally two years from the date of the accident. Failing to file within this timeframe may result in losing your right to pursue compensation.

7. As A Passenger, What Protection Do I Have In An Accident?

As a passenger in an Uber or Lyft vehicle involved in an accident, you are generally protected under the ride-hailing company’s insurance policies. Both Uber and Lyft have significant insurance coverage for their passengers and drivers. In New Jersey, Uber and Lyft are required to provide insurance coverage of up to $1.5 million for bodily injury and property damage per accident while transporting passengers.

8. How Does My Own Insurance Affect Compensation For Any Injuries?

If you were a passenger in an Uber or Lyft and the driver of another vehicle caused the accident, you may be eligible for compensation through the at-fault driver’s insurance. Additionally, if the at-fault driver’s insurance coverage is insufficient to cover your damages fully, you may be able to file an underinsured or uninsured motorist claim with your own insurance company. Your personal insurance coverage could supplement the compensation you receive from other sources.

9. Does Uber or Lyft Compensate Injured Individuals for Car Accidents?

Yes, both Uber and Lyft have insurance coverage that provides compensation for injured individuals involved in car accidents. The coverage amount varies depending on the driver’s status at the time of the accident (online with a passenger, online without a passenger, or offline). When the driver is logged into the app and has accepted a ride, the ride-hailing company’s insurance typically applies.

10. How Is Fault Determined After An Uber or Lyft Accident?

Determining fault in an Uber or Lyft accident can be complex. The liability depends on various factors, such as the actions of the drivers involved, road conditions, and other contributing factors. New Jersey follows a “modified comparative negligence” rule, which means if you are found partially at fault for the accident, your compensation may be reduced in proportion to your percentage of fault. An experienced personal injury attorney can help establish liability and protect your rights during the legal process.

Contact CourtLaw Injury Lawyers Today for a Free Consultation About Your Uber or Lyft Accident

If you’ve been injured in an accident involving an Uber or Lyft driver in New Jersey, navigating the legal complexities can be overwhelming. At CourtLaw Injury Lawyers, we understand the challenges victims face and are here to help you seek the compensation you deserve. Our team of experienced attorneys specializes in rideshare accident cases and has a deep understanding of the intricacies involved. We believe in fighting for the rights of victims and holding responsible parties accountable for their actions.

We will diligently work to assess the full extent of your damages and fight for maximum compensation to cover medical expenses, lost wages, pain and suffering, and more. Dealing with insurance companies can be daunting. Let our skilled negotiators handle the discussions on your behalf, protecting your interests at every step. Don’t wait until it’s too late; our team is ready to take immediate action to protect your rights and file your claim within the statute of limitations.

If you or a loved one has been injured in a rideshare accident, don’t hesitate to reach out for legal guidance. Contact us today for a free consultation. Let us help you understand your rights, explore your options, and seek the justice and compensation you deserve.