Anytime you get behind the wheel of a car or truck, there is the potential for an accident that could result in serious injuries. This is especially true during the winter months in New Jersey when roadways can be extremely dangerous due to snow, ice, and other dangerous conditions. No matter how safe you are while driving, the reality is that you could still be involved in an auto accident. If you are planning to travel on New Jersey roads this winter, you will need to exercise caution. Here are a few winter driving safety tips that could protect you and your loved ones: Use Snow Tires: Although snow tires may cost a bit more than standard tires, they will provide…

New Jersey winters often bring snow, ice, and slush to roads, parking lots, and sidewalks. When snow and slush are tracked inside, they melt, producing puddles of water that can also become a slip and fall hazard. It may come as no surprise that slip and fall accidents in New Jersey are more common in the winter months. Proving that a property owner’s negligence caused your slip and fall injuries, however, is not always a straightforward process. In New Jersey, property owners and managers have a legal duty to use reasonable care to protect patrons’ safety. This includes taking reasonable care to prevent slip and fall accidents. If the property owner allows a preventable hazardous condition to persist, and someone…

The Insurance Institute’s statistics report that New Year’s Eve is consistently reported to have the highest car crash fatalities every year between 1986 and 2002. According to experts, driving on holidays is much more dangerous than driving on other days because of the increased amount of traffic and a greater likelihood of alcohol-impaired drivers. Holidays greatly increase alcohol consumption during family gatherings, work parties, and other related events, so it’s important to be extra cautious. Impaired drivers are the biggest concern, but a growing number of accidents are caused by distracted driving. The holiday season usually means more communication between loved ones. But you should never text, surf the web or try to operate your smartphone while driving. The holiday season…

When you have been injured in a serious truck accident, your health and recovery is your first concern. While you are focused on recovering from your injuries, police responders, trucking companies and insurance specialists are hard at work attempting to determine who and what was at fault in the accident. Determining causation is extremely important because it will ultimately determine what party is liable for your injuries, property damage and other costs associated with the crash. Trucking accidents are different than other motor vehicle crashes because there may be multiple different parties that are found responsible and held liable. The different groups that may be held accountable include the individual truck driver, trucking company, truck manufacturer, maintenance company or loading…

The state of New Jersey requires all drivers to obtain personal injury protection coverage through an auto insurance provider, but it’s important to understand what type of coverage and rights you have in the event of an accident. When you sign up for insurance, carefully read your policy and look for the limits of your coverage. If you choose a “Full Tort” policy, then your premiums will likely be higher. The benefit of this option is that you maintain the right to sue a driver in an accident for medical damages as well as pain and suffering. When you choose a “Limited Tort” policy, you forfeit your legal right to sue the driver for pain and suffering. You can still pursue…