Admittedly, that title is heavy on the Legalese. So, let’s begin this post by translating this language into English. It’s hard to believe in 2025, but in 1925, most American workplaces were incredibly dangerous. For example, President Benjamin Harrison, who served at about that time, said that many “merican workmen. . .[are] subjected to a peril of life and limb as great as that of a soldier in time of war.” To speed compensation to injured workers, the Supreme Court approved the workers’ compensation system. This system usually pays no-fault benefits that replace lost wages and pay reasonably necessary medical bills. Most employers are required to purchase workers’ compensation insurance. But if everyone always did what they’re supposed to do,…

According to the Occupational Safety and Health Administration, the fatal four construction injuries are the deadliest construction site injuries in New Jersey. Because of the high risk of serious injury, employers have a triple safety responsibility in this area. Employers must provide proper safety equipment, effective use instructions, and stress the importance of this safety equipment. What Are the OSHA Fatal Four Construction Injuries The latter two responsibilities are often an issue in New Jersey. Employers must transmit instructions and emphasis in a language workers clearly understand. About a third of New Jerseyans speak a language other than English at home. The fatal four construction injuries are also perhaps the most preventable construction site injuries in New Jersey. However, mostly for cost reasons, many…

Eventually, most job injury victims can expect a settlement. About 90 percent of workers’ compensation claims settle out of court. However, as outlined below, settlement is a process, not a result. Workers’ comp is no-fault insurance that pays benefits to victims with job-related illnesses or injuries. So, although insurance companies cannot contest liability (legal responsibility), at least in most cases, they can and do bitterly contest damages (amount of benefits). Workers’ compensation benefits include lost wage replacement and medical bill payment. Lost wages are based on the AWW (average weekly wage), a figure many insurance company lawyers intentionally miscalculate. As for medical bills, workers’ comp rules require insurance companies to pay “reasonably necessary” expenses, a phrase many adjusters translate as “cheapest possible.”…

Catastrophic injuries are life-threatening injuries which are normally disabling as well. A few quick examples include internal injuries, broken bones, and head injuries. Top Five Causes of Catastrophic Injuries Internal injuries often cause exsanguination (excessive blood loss). Exsanguination is often the official cause of death in fatal motor vehicle crash cases. Broken bones are often indirectly fatal. These wounds create vulnerability, and broken bones have very high infection rates. Head injuries, mostly sTBIs (severe traumatic brain injuries) kill over 50,000 Americans every year. Usually, the incidents which cause catastrophic injuries are not “accidents.” The negligence of another person or entity usually causes these incidents. If negligence, or a lack of care, causes a catastrophic injury, a Newark personal injury lawyer can obtain…

Fortunately for victims, the answer to this question is “usually yes.” Normally, operators must have a commercial license to operate a vehicle the size of a fully-loaded U-Haul truck. These trucks can weigh more than 12,000 pounds. But in most cases, an individual only needs a valid credit card and an object that resembles a drivers’ license to get behind the wheel of such a vehicle and drive it who knows where. If a U-Haul Truck Hits Me, Can I Sue the Company Furthermore, most U-Haul truck drivers are either uninsured or dangerously underinsured. Personal auto insurance policies don’t cover losses unless the vehicle is listed on the policy, and most people decline extra insurance when they rent U-Haul trucks. So,…