Take Uber or Lyft and Avoid the Verbal Threshold Defense
Now more than ever, people are looking for ways to save money. And that goes for car insurance, too. One way to save money on car insurance is to get the so-called “verbal threshold” or “limitation on lawsuit” option. Your premium will be lower but in exchange, you give up your right to sue for injuries, except in serious cases. Most people don’t want to do that, and at Courtlaw we don’t recommend it, but economic reality sometimes forces people’s hands. They just can’t afford the higher auto insurance premiums.
What to do? One thing you can do is take Uber or Lyft.
Under New Jersey law, the limitation on lawsuit/verbal threshold “shall not be . . . be asserted against any party not receiving personal injury protection benefits in any action for damages arising from a prearranged ride [with Uber or Lyft]”. N.J.S.A. 39:5H-10j. If you’re a passenger in an Uber or Lyft and you’re injured in an accident, the verbal threshold won’t apply to you.
Did You or a Loved One Sustain Serious Injuries Due to a Car Accident in New Jersey? If So, Contact CourtLaw Today
Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at CourtLaw represent clients injured because of car accidents and other personal injury accidents in Rahway, Woodbridge, Bayonne, Perth Amboy, East Orange, Mercer County, and throughout New Jersey. Call (732) 442-5900 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 163 Market St., Perth Amboy, New Jersey 08861, as well as offices in New Brunswick, Roselle, East Orange, Jersey City, Elizabeth, Linden, Newark, Paterson, South Amboy, and Trenton.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.
