When you suddenly get into an accident situation where you feel mentally unavailable, you can do lots of unexpected things. It’s not a normal incident, and that’s why your natural response is to forget many things.
Looking for a reliable nearby NJ lawyer?
Many victims of road accidents in New Jersey ask an NJ car accident lawyer: Do you have to exchange insurance details after a car accident in NJ? Yes. However, many people either forget or prefer not to do so to avoid legal issues. But they have to face dire consequences when they don’t share such details.
Do You Have To Exchange Insurance Details After A Car Accident in NJ? Why? Legal Requirements?
The following are the details to figure out do you have to exchange insurance details after an accident.
Legal Requirement To Share Information
Why You Need an NJ Car Accident Lawyer After an Accident
When you’re involved in a car accident in the US, whether it’s a minor accident or a severe car crash. You need to stop by the law and exchange information with the other driver. Failing to do so leads to severe legal consequences. This information involves:
- Your full name.
- Contact details.
- Driver’s license number.
- Vehicle registration.
- Insurance provider and policy number.
Searching for a local NJ Car Accident Lawyer?
When To Exchange Insurance Information?
Always exchange information when:
- Someone is injured.
- There is visible vehicle damage.
- Property other than vehicles is damaged.
- You plan to file an insurance claim.
Even when the damage is normal or the other party wants to handle the matter privately. Document everything and exchange details. These small damages can become expensive repairs, and verbal communication leads to complications later.
In need of a experienced NJ Car Accident Lawyer?
What Type Of Insurance Details To Share?
When you are exchanging insurance details, collect and provide the following details:
- Insurance company name.
- Policy number.
- The expiration date of the policy.
- Name of the insured person.
- The contact number of the insurer.
You must also note the other driver’s vehicle’s build, model, color, license plate number, etc.
How To Safely Exchange Information?
First, ensure everyone is safe and get medical help. Then, do the following:
- Go to a safe area from the middle of the road and be calm.
- Use your phone to get pictures, videos, etc, of the accident scene.
- Don’t take any fault or make statements that can become issues for you.
- Contact the police if the accident is severe or the other party is not cooperating.
What If The Other Driver Refuses?
Call the police immediately if the other party refuses to share information. When you have an official to report everything, everything goes according to legal requirements. Also, try to record their license plate and vehicle details. CourtLaw also offers professional injury lawyers’ services in Newark.
Conclusion
To conclude, do you have to exchange insurance details after an accident? Yes, otherwise you can face legal issues. You cannot manage the issues without proper legal help. A professional NJ Car Accident Lawyer can guide you in this regard better.
Did you or a loved one sustain serious injuries due to an accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing.
Right now, you need an NJ Car Accident Lawyer on your side, fighting to get you the compensation you need, want, and deserve. The skilled injury attorneys at CourtLaw NJ Personal Injury Lawyers represent clients injured in accidents in Perth Amboy, Jersey City, New Brunswick, Roselle, East Orange, and throughout New Jersey. Call 732-442-5900 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 163 Market Street, Perth Amboy, NJ 08861 as well as offices in Jersey City, New Brunswick, Roselle, and East Orange.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.
