At first glance, an Uber accident may look like any other car crash, but there are key differences that can impact your claim and compensation.
1. Higher Insurance Coverage
Uber provides substantial coverage during active trips — up to $1 million. This is much higher than most personal auto insurance policies.
2. Multiple Parties Involved
In a regular accident, you usually deal with one driver and one insurer. With Uber, you may need to work with:
- The Uber driver’s personal insurance
- Uber’s corporate insurance
- Another driver’s insurance
3. More Complex Claims
Because there are multiple parties and policies, Uber accident claims often take longer and require more documentation.
For smoother resolution, keep detailed records and consider working with an experienced personal injury attorney.